Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026

Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026

Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026Brett Turner
Published on: 01/14/2026

Should Georgia borrowers lock or float this week? Get specific recommendations based on your closing timeline, plus analysis of CPI data, upcoming economic events, and rate forecasts.

Home Buying TipsFirst-Time Home Buyers Market AnalysisHomebuyer EducationMortgage Education
Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For HomebuyersBrett Turner
Published on: 01/12/2026

Understand debt-to-income (DTI) like a pro. Learn front-end vs back-end DTI, how to calculate it with examples, ideal ratios by loan type, what counts, and simple strategies to improve your DTI.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in GeorgiaBrett Turner
Published on: 01/12/2026

Complete guide to Georgia mortgage options: Conventional, FHA, VA, USDA, Georgia Dream assistance programs. Expert advice from 15+ years Georgia lending experience. Find your perfect home loan today!

Home Buying TipsFirst-Time Home Buyers HOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
First-Time Buyer Programs That Also Work for Repeat Homebuyers

First-Time Buyer Programs That Also Work for Repeat Homebuyers

First-Time Buyer Programs That Also Work for Repeat HomebuyersBrett Turner
Published on: 01/12/2026

Discover first-time buyer programs available to repeat buyers! Learn about the 3-year rule, Georgia Dream, FHA, VA loans, and down payment assistance that could save you thousands on your next home.

Home Buying TipsFirst-Time Home Buyers
What Underwriters Really Care About When Reviewing Your Loan

What Underwriters Really Care About When Reviewing Your Loan

What Underwriters Really Care About When Reviewing Your LoanBrett Turner
Published on: 01/09/2026

Demystify the mortgage underwriting process. Learn what underwriters really look for in credit, income, DTI, assets, and employment to get your loan approved faster.

Home Buying TipsFirst-Time Home Buyers Homebuyer Education
How to Win a Home Offer Without Overpaying in a Competitive Market

How to Win a Home Offer Without Overpaying in a Competitive Market

How to Win a Home Offer Without Overpaying in a Competitive MarketBrett Turner
Published on: 01/09/2026

Learn proven strategies to win home offers in competitive Georgia, Tennessee & Florida markets without overpaying. Pre-approval tips, escalation clauses & more.

Home Buying TipsFirst-Time Home Buyers Homebuyer Education