Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For HomebuyersBrett Turner
Published on: 01/12/2026

Understand debt-to-income (DTI) like a pro. Learn front-end vs back-end DTI, how to calculate it with examples, ideal ratios by loan type, what counts, and simple strategies to improve your DTI.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in GeorgiaBrett Turner
Published on: 01/12/2026

Complete guide to Georgia mortgage options: Conventional, FHA, VA, USDA, Georgia Dream assistance programs. Expert advice from 15+ years Georgia lending experience. Find your perfect home loan today!

Home Buying TipsFirst-Time Home Buyers HOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
Mortgage Options Homebuyers Should Know Before Buying in Florida

Mortgage Options Homebuyers Should Know Before Buying in Florida

Mortgage Options Homebuyers Should Know Before Buying in FloridaBrett Turner
Published on: 01/09/2026

Complete guide to Florida mortgage options: Conventional, FHA, VA, USDA, Jumbo loans. Learn about flood insurance, condo financing, and Florida-specific considerations for 2026.

Home Buying TipsFirst-Time Home Buyers HOME LOAN EDUCATIONLoan Programs
Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage ApprovalBrett Turner
Published on: 01/09/2026

High income doesn't guarantee mortgage approval. Learn why high earners face unique challenges with DTI ratios, credit, documentation, and solutions for complex financial situations.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
FHA vs. USDA vs. VA Loans: Which Is Better For Your Georgia Home Purchase?

FHA vs. USDA vs. VA Loans: Which Is Better For Your Georgia Home Purchase?

FHA vs. USDA vs. VA Loans: Which Is Better For Your Georgia Home Purchase?Brett Turner
Published on: 01/09/2026

FHA, USDA, and VA loans each offer unique benefits for Georgia homebuyers. Compare down payments, credit requirements, and eligibility to find the best government-backed loan for your situation.

Home Buying TipsHOME LOAN EDUCATIONLoan Programs