Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026

Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026

Lock or Float? Your Georgia Mortgage Rate Strategy for the Week of January 14, 2026Brett Turner
Published on: 01/14/2026

Should Georgia borrowers lock or float this week? Get specific recommendations based on your closing timeline, plus analysis of CPI data, upcoming economic events, and rate forecasts.

Home Buying TipsFirst-Time Home Buyers Market AnalysisHomebuyer EducationMortgage Education
Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For HomebuyersBrett Turner
Published on: 01/12/2026

Understand debt-to-income (DTI) like a pro. Learn front-end vs back-end DTI, how to calculate it with examples, ideal ratios by loan type, what counts, and simple strategies to improve your DTI.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in Georgia

Mortgage Options Homebuyers Should Know Before Buying in GeorgiaBrett Turner
Published on: 01/12/2026

Complete guide to Georgia mortgage options: Conventional, FHA, VA, USDA, Georgia Dream assistance programs. Expert advice from 15+ years Georgia lending experience. Find your perfect home loan today!

Home Buying TipsFirst-Time Home Buyers HOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage ApprovalBrett Turner
Published on: 01/09/2026

High income doesn't guarantee mortgage approval. Learn why high earners face unique challenges with DTI ratios, credit, documentation, and solutions for complex financial situations.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education